The Visa International Service Association of San Francisco, California, USA, commonly called VISA, is an economic joint venture of 21,000 financial institutions that issue and market Visa products including credit and debit cards.
In Canada, an alliance of banks (including Toronto-Dominion Bank, Canadian Imperial Bank of Commerce, Royal Bank of Canada, Banque Canadienne Nationale and Bank of Nova Scotia) issued credit cards under the Chargex name from 1968 to 1977.
In France, it was known as Carte Bleue (Blue Card). The logo still appears on many French-issued VISA cards today.
In the UK, the only BankAmericard issuer for some years was Barclaycard.
Visa offers through its issuing members the following types of cards:
Debit cards (pay from a checking / savings account)
Credit cards (pay monthly payments with interest)
Prepaid cards (pay from a cash account that has no checkwriting privileges)
Visa operates the PLUS ATM network and the Interlink EFTPOS network, which facilitate the "debit" protocol used with debit cards and prepaid cards.
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