Showing posts with label CREDIT CARD. Show all posts
Showing posts with label CREDIT CARD. Show all posts

STUDENT CREDIT CARD

APPLY FOR STUDENT CREDIT CARDwith these offers:-
0% APR* for 6 months on purchases, cash advances and balance transfers as long as you do not default under any Card Agreement.
Earn 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter.
Earn 1% cash back on all other purchases.
No minimum income or cosigner required.
Build your credit history.
No balance transfer fee with this offer.

COLLEGE STUDENT CREDIT CARD

SECURED CREDIT CARD

A BANK SECURED CREDIT CARD is a type of credit card secured by a deposit account owned by the cardholder. Typically, the cardholder must deposit between 100% and 200% of the total amount of credit desired. Thus if the cardholder puts down $1000, he or she will be given credit in the range of $500–$1000. In some cases, credit card issuers will offer incentives even on their secured card portfolios. In these cases, the deposit required may be significantly less than the required credit limit, and can be as low as 10% of the desired credit limit. This deposit is held in a special savings account. Credit card issuers offer this as they have noticed that delinquencies were notably reduced when the customer perceives he has something to lose if he doesn't repay his balance.